KONEKTAGRI CO., LTD.
Organization Details
konektAgri is a data-driven agritech startup building financial infrastructure to make agricultural finance safer and more inclusive. Our flagship solution, agriKredit, leverages satellite GIS data, farm-level information, and financial records to generate alternative credit scores for smallholder farmers, enabling financial institutions, insurers, and agribusinesses to better assess risks and engage with rural communities. By bridging critical data gaps, we reduce operational costs and lending risks while empowering farmers with improved access to credit, insurance, and market opportunities.
Impact Story
konektAgri exists to solve one of the most persistent barriers in agriculture: the lack of reliable financial access for smallholder farmers. In Cambodia and across emerging markets, farmers face high borrowing costs, limited insurance options, and inconsistent market opportunities because lenders and agribusinesses lack accurate data to assess risk. Traditional systems rely heavily on collateral, manual visits, and incomplete records, leaving millions of farmers excluded from formal finance. This cycle of underinvestment traps rural communities in vulnerability, unable to invest in better practices, technologies, or resilience against climate change.
Our solution, agriKredit, creates a breakthrough by bridging the rural data gap with technology. We combine satellite GIS monitoring, farm-level data, and financial information to generate alternative credit scores and risk insights for lenders, insurers, and value-chain actors. The impact is twofold: financial institutions can expand lending safely and efficiently, while farmers gain fairer access to credit, insurance, and markets. Early pilots with leading microfinance institutions and insurers show strong validation — reducing costs of loan monitoring, improving repayment predictability, and building trust in rural lending. Over time, our work means more farmers can access finance to grow resilient crops, increase incomes, and build better livelihoods, while financial partners expand responsibly in the agricultural sector.
